But yeah, they don't seem to have very much loyalty towards their longtime customers, and they've been sneaking in all kinds of fees, and the phone wait times have gone up, and the customer service quality has gone down. So I use Tangerine as a kind of hub for preauthorized payments, payroll, paying bills, moving funds, etc., and if they happen to have a good savings promotion, then that too. Dealing with small banks and their archaic 90s retro systems and processes, and all of the technical issues that come with that, can be extremely frustrating. I'm referring to things like linking to external accounts, paying bills, transferring registered accounts, ease of adding additional accounts / products, etc. Tangerine), while they don't treat you like a human, they still tend to have better automated systems, and more reliable systems generally, as compared to the smaller banks. I hope to never ever hear that annoying on-hold music again. No more hoping I get a fair shake from my bank. On a different but related note, one of the electronic music mags ran a feature on TD around the time they moved to Jive. Earn a 5. You can earn up to a maximum cash back bonus of 400. None of the options in Canada are perfect or all encompassing, but if you literally want a credit card, chequing account and savings account then go. If you want to pay 15/month for a pile of shit, then go with RBC, I’d you want to pay 0 per month for a pile of doo too then go with tangerine. In July I finally transferred my RRSP account out, and what a relief. Open a free chequing and savings account by October 2, 2023, to get these benefits: 20 cash back for 60 days when you use your Tangerine Visa Debit card (Client Card) to make online purchases or pay online bills. IMO - they’re all shit, tangerine is just free. Interest rates were reduced, phone service was reduced and fees were introduced.Ī few years ago I began tailoring my RRSP GIC expirations to coincide with the last 5 year GIC I had. As expected, when a big bank takes over everything changes. The cost in Tees of the activity will be credited into the Music Ad. ING, then Tangerine, had my mortgage, a couple of car loans, a savings account, TFSA & RRSP. The Services are accessible through the Website and this. They had great phone service & a cool guy in TV commercials encouraging you to "Save your money". There were no fees to open, close or transfer accounts & you could get your money out whenever you wanted. The interest rates were unbelievably high, about 3 times what I earned at a big bank. It was a great new concept, online banking.
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